Repay
Repay an active financing — in full or in part — against live on-chain obligations. Anyone can repay, at any time.
Repaying settles an active financing. There is no health factor and no forced liquidation clock — repayment is driven by the off-chain agreement — but interest keeps accruing on interest-accrual loans, so the payoff amount grows until you pay.
What you owe
A financing’s debt is tracked on-chain as obligations, split into:
Principal — the amount drawn down.
Interest — accrued charges (for interest-accrual financings).
Other obligations — any additional amounts defined by the market.
The live obligations are the source of truth for an exact payoff — a displayed “left to repay” figure is only an estimate between blocks.
Ways to repay
Repay (full)
Pay off principal + interest + other obligations in one go.
Pay interest
Clear accrued interest only.
Repay principal
Reduce outstanding principal.
Pay other obligations
Settle any additional obligations.
Repayment first requires an ERC-20 approve of the asset token to the market if your allowance is short.
Things to know
Anyone can repay. Repayment is not restricted to the borrower — any address can pay down a financing.
Partial repayment is allowed. You don’t have to clear the whole loan at once.
Repaid funds return to the pool, increasing the value of LP shares for suppliers.
No collateral liquidation. If a loan goes unpaid, recovery runs through the off-chain agreement; the obligation may be sold on a secondary market at a discount, with proceeds refunded to the affected pool’s LPs.
See Borrow for how a financing is created and Financing Request Lifecycle for the full state machine.
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